Terms and Conditions

Welcome to BEANS (hereinafter referred to as "we," "us," or "our"). By accessing and using our website, you agree to comply with and be bound by the following terms and conditions:

1. Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agreed to these terms. If you do not agree with these terms, you must stop using our website immediately.

2. Changes to Terms

We may update these terms from time to time. When changes are made, we will post the updated terms on our website, and they will become effective immediately. We encourage you to check this page regularly for updates.

3. Intellectual Property

Most of the content on our website, including text, images, videos, logos, software, and other materials, is owned by B.E.A.N.S or our licensors. You are granted a personal, non-transferable license to access and use the content for educational purposes only. You may not copy, reproduce, or distribute any material without our permission.

4. User Responsibilities

By using our website, you agree to provide accurate information, maintain the security of your account, and comply with all applicable laws. You are responsible for all activities under your account and must ensure your actions do not harm or disrupt our platform, violate others’ rights, or engage in unethical behavior. Misuse of our services may result in account suspension or termination.

5. Payments and Refunds

Access to our courses and services may require payment, which can be made using either fiat or cryptocurrency. Please review our Refund Policy for more detailed information about refunds and eligibility.

6. Exams, and Certification

As part of our educational services, you will complete written exams that are automatically graded using advanced technologies such as machine learning and natural language processing. Certification is awarded based on your performance in the exams. We reserve the right to withhold or revoke certification if there is suspicion of misconduct.

7. User-Generated Content

You may contribute content to our platform. You are responsible for the content you post and agree that we have the right to moderate, edit, or remove any content that violates our terms or is deemed inappropriate.

8. Termination of Services

We reserve the right to suspend or terminate access to our services if you violate these terms, or in cases of fraud, abuse, or illegal activity.

9. DMCA Compliance

We respect the intellectual property rights of others. If you believe that your copyrighted work has been used on our website in a way that constitutes copyright infringement, please notify us at legal@beans.ng with the following information:

• A description of the copyrighted work you claim to have been infringed.
• Identification of the material that you claim is infringing, including a URL or other specific location on our website.
• Your contact information, including address, telephone number, and email address.
• A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
• A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Upon receipt of a valid notice, we will promptly investigate and, if necessary, take appropriate action, including the removal or disabling of access to the content that is alleged to be infringing.

10. Dispute Resolution

If you have any disputes with us regarding these terms, we encourage you to first attempt to resolve the issue through informal discussions. If that fails, we will proceed with mediation and, if necessary, arbitration, before resorting to litigation. The jurisdiction and venue for legal proceedings are expressly defined below.

8. Third-Party Links

Our website may contain links to third-party websites or services. These are provided for convenience, but we are not responsible for their content or privacy practices. We recommend that you review the terms and privacy policies of these external sites before interacting with them.

9. Limitation of Liability

While we strive to provide accurate and reliable services, we do not guarantee the completeness or accuracy of the content on our platform. We will not be liable for any damages or losses that result from your use of the website, except where required by law.

10. Indemnification

By using our website, you agree to indemnify and hold us harmless from any claims, losses, or damages, including legal fees, that arise from your use of the platform or from any breach of these terms.

11. Privacy Policy

Your use of our services is also subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. Please read our Privacy Policy to understand how your information is handled.

12. Governing Law and Jurisdiction

These terms and conditions shall be governed by and construed in accordance with the laws of Luxembourg. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Luxembourg.

13. Contact Us

If you have any questions, concerns, or requests regarding these terms and conditions, you can reach out to our legal team using the following information:

• Email: legal@beans.ng